Us vs. Them When it comes to settlement advances (or "Civil Proceeding Advance Payments"), we’re not the only game in town – but we are the cheapest.
Annual fees and charges Us
Them Annual fee 34% 36% Annual Service Charge 4% 7% One-time document prep fee $45 $250
However, those rates are just a small part of the story. The most important (and expensive) "fee" they'd like you to ignore is TIME, because they charge you a year in advance.
That's right. If you have a settlement advance for one week, they still charge you for one year.
One-time pay-off amount for an advance of $2,500
rounded to the nearest dollar
Unlike our competitors, we charge monthly. Quick payers earn huge savings.
Us vs. Them: comparing prices over time.
A graph presenting the savings Lumberjack Legal Finance provides over our competitors. Not only are our rates lower, we also charge monthly while our competitors charge a year in advance. This means you save massive amounts if you pay at the end of months 1, 13, 25, etc.
you save
you save
you save
$4,524
$3,574
$5,975
$3,825
$2,624
$4,900
them
MONTH
US
$1,201
$1,326
$1,451
1
5
9
13
17
21
29
25
Us vs. Them: comparing prices over time.
A graph presenting the savings Lumberjack Legal Finance provides over our competitors. Not only are our rates lower, we also charge monthly while our competitors charge a year in advance. This means you save massive amounts if you pay at the end of months 1, 13, 25, etc.
AMOUNT DU
E
MONTH
you save
you save
you save
$4,524
$3,574
$5,975
$3,825
$2,624
$4,900
them
US
$1,201
$1,326
$1,451
3
1
5
7
9
11
13
15
17
19
21
23
27
25
At Lumberjack Legal Finance, LLC, ("Lumberjack") our goal is to provide you with the best service while earning your trust. We comply with all state and federal laws that require financial services companies to notify you about how we will handle your personal information. In this Privacy Policy, we explain what personal information we collect, and how we protect it.
I. Personal Information
In order to provide excellent service, Lumberjack must collect specific information from our clients. The information gathered can be personal financial, medical, and legal information. The information may include, but is not limited to, name, address, e-mail address, telephone number, date of birth, social security number, specific case details and claims information, employment and wage information, witness statements, police and medical reports. This is the information provided by you, your attorney, or third parties provided through applications and other forms, by phone, the internet, fax, or other delivery services.
II. Use of Information
All personal information that we collect will be handled professionally in accordance with this privacy statement. Lumberjack uses personal information for marketing analysis and sales planning purposes; for risk evaluation servicing and collection purposes; for legal, financial, accounting and tax record keeping; for other business purposes associated with its services; to manage its business and to comply with requirements imposed by governmental authorities.
III. Disclosures
At no time will we ever disclose any medical, legal, or transactional information to other parties or companies, except as outlined below. Information that is collected or maintained by any company other than Lumberjack, including additional information collected by such company, will be governed by that other company's privacy policy.
Lumberjack will not disclose your personal information to a third party unless (i) disclosure is necessary to render services or to perform related business activities expressed in this privacy policy; (ii) disclosure is required pursuant to a request for specific customer information to comply with a subpoena, court order, and/or other legal instrument, legal proceeding or relevant law, including compliance with the USA Patriot Act; or (iii) as otherwise required by law.
IV. Internet Technology
Like many sites, the Lumberjack website may employ cookies and web beacons (also known as clear GIF technology or "action tags") to speed your navigation of the Site, allow you to change web pages during your visit without having to re-enter your information, and track your Site usage.
We may use third-party advertising companies to help us tailor site content to users or to serve ads on our behalf. These companies may employ cookies and web beacons to measure advertising effectiveness (such as which web pages are visited or what products are purchased and in what amount). Any information that these third parties collect via cookies and web beacons is not linked to any personal information collected by us.
When you visit or browse our website, we and our advertising, marketing, or service partners may collect information such as your Internet Protocol or "IP" address, the "URL" of the web pages you visit, and may use "cookies," web beacons, or other objects to collect statistical and other information about your use of our website and other websites. The purpose of collecting this information is to improve the effectiveness of our website and to conduct targeted advertising or marketing. The collected information may include, for example, the web pages you visited; the date and time of your visit; the websites you visited immediately before and after visiting our web site; your language preference; demographic information; the kind of browser you use; and the popularity of various advertising words and phrases used by us. The collection of this information allows for the compilation of aggregate and anonymous information about the usage of our website and other websites.
Furthermore, our website also uses one or more media-players in order to deliver video content. Accordingly, the site may place a local shared object or "flash cookie" on your computer in order to enhance the functionality of such media-players and to remember personalized settings.
Your web browser should allow you to manage cookies and you can manage your Flash cookies by visiting this site .
"Flash" is a registered trademark of Adobe Systems Incorporated.
We define children as individuals under the age of 16. Our website is not intended for the use of children and we do not knowingly solicit or collect information from children.
V. Third-Party Advertisers and Links to Other Websites
Our site may include links to other websites. We do not provide any personally identifiable customer information to these third-party websites.
These third-party websites, or Internet advertising companies working on their behalf, sometimes use technology to send (or "serve") the advertisements that appear directly to your browser. They automatically receive your IP address when this happens. They may also use cookies, JavaScript, web beacons, and other technologies to measure the effectiveness of their ads and to personalize advertising content. We do not have access to or control over cookies or other features that they may use, and the information practices of these advertisers and third-party Web sites are not covered by this Privacy Notice. Please contact them directly for more information about their privacy practices. In addition, the Network Advertising Initiative offers useful information about Internet advertising companies (also called "ad networks" or "network advertisers"), including information about how to opt-out of their information collection.
VI. Security of Information
Lumberjack provides physical, electronic, and procedural safeguards that comply with federal and state regulations to protect your personal information, and secure your information from unauthorized access, use and disclosure. To this end, we use industry-standard methods such as firewalls, encryption and system access controls, and our security practices are regularly reviewed against industry best practices by internal staff and independent third parties.
All personal information that Lumberjack gathers is accessible by Lumberjack employees and contractors and, to the extent required for the tax, accounting, legal and other professionals hired by us for business purposes only and to fulfill their fiduciary or representative duty. All such professionals are bound to maintain the confidentiality of information supplied to them by contractual and/or ethical obligations.
VII. Opt-Out
Lumberjack, offers any client or attorney the opportunity to "opt-out" of receiving future offers from Lumberjack or from affiliated and unaffiliated companies. To remove your information from our database so as not to receive future advertising communications, you can send an email to [email protected]
Lumberjack Legal Finance, LLC Fort Wayne, Indiana 46885
Please note that it may take up to 30 days from the date of receipt of notification for your request to become active. In your opt-out instructions, so that we can accurately remove your record, please include your name, address, phone number, and attorney's name that is handling or handled your case.
VIII. Revision of This Policy
This Privacy Policy may be revised from time to time by Lumberjack. We will inform you of any changes as required by law. Amendments to this policy will be effective when posted to our website at www.wechopfees.com .